1st 4 life insurance uk

Glossary

Critical illness
Critical illness cover UK is available as additional cover to your life insurance policy. With critical illness insurance additional cover you will be paid benefits should you be diagnosed as having a critical illness that is covered by your policy. If you need critical illness insurance cover as well as life insurance then it will be worth your while, financially speaking, to go for a combined plan for low cost life insurance UK.

Guaranteed premiums
This means that the premiums on your policy are guaranteed to remain the same throughout the length of the UK life insurance policy term. That is unless you decide to increase the total amount of your cover by indexation (see below).

Indexation
Indexation is when your life insurance premiums UK are arranged so that they increase automatically in line with economic changes or by a fixed percentage.